1st time home buyer - help!

[Alageo]

Congratulation on the start to becoming a homeowner... I have worked in the mortgage industry for several years.

Home Inspections are very important to have with a Texas licensed home inspector. They work for the home only.

VA doesn't inspect the home. VA loan like all home loans requires an appraisal. The lenders orders the appraisal through the VA portal, which the VA appraiser do look at things like roof, foundation, and etc. The home inspector goes more in depth than the appraiser does.

I would guess that you have been pre-qualified with a lender. On the interest rate, you should talk to your lender or message me, and I can talk you through this.

TX Vet VA loan are a good program that can give you a lower interest rate, but they do charge a origination fee at closing.

VA loan can be closed in 30 days. Most lender will tell you that it will take 45 day, but I have closed them in 30 days with no problems.

I hope this helps.